Prepare recovery email addresses, backup codes and trusted contacts before an account emergency.
What to look for
Pause when a request creates urgency, asks for secrecy or directs you away from an official channel. Verify the request using a phone number, application or website you already trust.
What to do
- Do not share passwords, PINs or one-time codes.
- Confirm identities and payment details independently.
- Keep records and report suspicious activity promptly.